Cruise Travel Insurance


When you include our optional Cruise Cover on your policy it protects you, in addition to our standard cover, for a number of cruise specific risks. We will pay you up to the amounts shown in the Table of Benefits for:

  • Reasonable additional accommodation (room only) and public transport costs (economy only) so that you may re-join your cruise if you fail to arrive at the initial departure point to join the cruise ship on which you are booked to travel or if during a trip ashore you arrive at the port too late to re-join your cruise ship due to:
    • the failure of other public transport or
    • an accident to or breakdown of the vehicle in which you are travelling or
    • an accident, breakdown or an unexpected traffic incident happening which causes an unexpected delay
    • adverse weather conditions
    • strike
  • If, once your cruise has started, a scheduled port visit is cancelled due to adverse weather or timetable restrictions and no alternative port can be offered.
  • You being confined to your cabin due to an accident or illness which is covered under section 2 - Medical emergency and repatriation expenses.
  • If your baggage is accidentally lost, damaged or stolen whilst on your trip the baggage and valuable limits in Section 4 - Personal belongings and money are increased.
  • Unused pre-booked excursions which you cannot use because you are confined to your cabin due to an accident or illness which is covered under section 2 - Medical emergency and repatriation expenses.

Terms, Conditions and Exclusions apply. Please see the policy wording for further information.

In recent years, cruises have become exceptionally popular holidays, whether you want to enjoy the more mainstream cruise destinations such as the Mediterranean or the Caribbean or you want to experience slightly more obscure cruise locations such as the River Nile. Iceland, Norway or even Alaska! Whichever stunning place you choose, Cedar Tree can provide you with premium travel insurance that protects you and leaves you to relax and enjoy the view from your boat.