If you add optional Travel Disruption you'll receive the following additional cover:
Cover for cancelling your trip
- No suitable alternative public transport is provided within 12 hours of the scheduled time of departure following delay or cancellation of your public transport, or you being involuntarily denied boarding (because there are too many passengers for the seats available)
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Failing to arrive at the international departure point in time to board the public transport on which you are booked to travel, and you are unable to arrange alternative public transport which results in you missing 50% or more of your trip, as result of:
- the failure of other public transport or
- an accident to or breakdown of the vehicle in which you are travelling or
- an accident, breakdown or an unexpected traffic incident happening which causes an unexpected delay or adverse weather conditions
- Your public transport provider rearranging your departure or return within 7 days of your original planned departure and the new schedule means you missing 50% or more of your trip.
Cover for cancelling or cutting short your trip
- Insolvency of the accommodation providers or their booking agents or catastrophe
- Theft of your passport and/or visa within the 72 hours before your scheduled time of departure if you are due to travel outside your home area or during your trip meaning you are unable to continue your trip
Extended missed departure
If you are involuntarily denied boarding and no suitable alternative is offered within the timeframe shown in the Table of Benefits then we will pay you up to the amount shown in the Table of Benefits for reasonable additional accommodation (room only) and public transport costs (economy only) so that you may continue your trip.
Extended delayed arrival
If you arrive later than planned at your destination due to a delay of public transport we will pay you up to the amount shown in the Table of Benefits for:
- Each period of delay up to the maximum shown (to help you pay for telephone calls, meals and refreshments purchased during the delay)
- A proportion of any unused travel and accommodation costs.
Travel disruption
We will pay you up to the amount shown in the Table of Benefits for your reasonable additional accommodation and public transport travel expenses (up to the standard of your original booking) so that you may continue your trip if your trip is disrupted due to:
- a catastrophe or
- the insolvency of the accommodation provider, transport provider or their booking agents or
- the public transport on which you were booked to travel being cancelled or delayed (as shown in the Table of Benefits), diverted or redirected after take-off or
- you are involuntarily denied boarding and no suitable alternative is offered within the timeframe shown in the Table of Benefits.
Terms, Conditions and Exclusions apply. Please see the policy wording for further information.
