Car Hire Excess Insurance

Cedar Tree offers comprehensive car hire excess insurance, backed by our award-winning customer service team and loyalty club.

Comprehensive Cover

Up to £10,000 excess reimbursed if your hire vehicle is damaged

Up to £500 per claim for mis-fuelling and car key cover

Up to £500 to recover your vehicle if you breakdown

Includes tyres, windshield and undercarriage

Trusted Brand

Over 10 million insured

Over 5,000 Trustpilot reviews

Rewarding Loyalty

Unique loyalty club scheme

Loyal customers always pay less

Direct Benefits

Defaqto 5-star rating (expert rated)

Get a quote Travel Insurance Quote

Compare our cover

cedar tree logo

£17.47*

Standard price

£13.98*

Best loyalty price**

Avis logo

£201.42

Europcar logo

£180.53

Sixt logo

£245.93

What's included

Cedar Tree

Avis

Europcar

Sixt

Max days (per trip)

8 days

8 days

8 days

8 days

Excess/Deposit reimbursement

Misfuelling

Tyre, Windscreen & Undercarriage

Personal Possessions

Lock Out

Breakdown Recovery

Optional

* Our car hire excess insurance comparison is updated annually. This table was last updated on the 13th June 2024 and based on quotes obtained directly from each competitor's website for a rental at Alicante airport from 13th June to 20th June 2024 for a mid-sized hatchback (e.g. Seat Leon) ** Based on the maximum 20% loyalty discount available to Cedar Tree club members, in most cases Cedar Tree club loyalty discount will vary between 15% and 20%, see club benefits for more information.

How are we so much cheaper?

While our cover is generally more comprehensive than that of a car hire company, our cover requires you to pay the excess if you damage your rental car and reclaim it from us. Car hire company cover, while significantly more expensive, offers more convenience as if you damage your rental car there is no excess to pay.

For example, if your excess with the car rental company was €750, and you damaged your rental vehicle, you would pay the rental company €750, and they would pay the remaining cost of the claim. You would then claim back the €750 you paid, from Cedar Tree. If you had alternatively taken the car rental company cover your excess would have been reduced to €0 saving you the hassle of paying and reclaiming.

£10,000

Excess Cover

Unlimited trips for a year covering up to £10,000 of excess across the policy duration.

62 Days

Trip Duration

Worldwide cover for up to 62 days per rental.

2

Main Drivers

Cover up to two main drivers who can independently travel and hire a car.

7

Named Drivers

Named drivers can drive any hire car rented by a main driver and receive full coverage.

It's more than just car hire excess insurance

Exclusive member benefits for policy holders

We don't believe in "new customer offers".

For us, it's all about rewarding loyalty.

Already a policyholder?

Access the Cedar Tree Club

So what makes Cedar Tree Club special?

Save up to 20% on your travel insurance

100% free for policy holders

Exclusive offers, draws and discounts on the UK's most popular brands through our Discount Hub.

All of your policy details in one place

Feefo logo Feefo Gold Trusted Service Award

Reviews

Policy amended StarStarStarStarStar
David Bagshaw - April 1, 2025 - Annual Multi-Trip Travel Insurance

Everything went really smoothly our policy was changed without any problems Nicky was extremely helpful Thanks again

Great service StarStarStarStarStar
Trusted Customer - April 1, 2025 - Single Trip Travel Insurance

Susie was really helpful and efficient when I needed to amend my travel policy.

Very helpful! StarStarStarStarStar
Gill H - April 1, 2025 - Annual Multi-Trip Travel Insurance

Excellent customer service from Anca at Cedar tree. Responded super quickly to my queries, addressing everything in full, and clearly, I didn’t realise how helpful the app is too!

Solid and fast service StarStarStarStarStar
Chris - April 1, 2025 - Single Trip Travel Insurance

Straightforward and quick. Helped me edit my policy with no issues.

Very impressive StarStarStarStarStar
Michelle Flynn - April 1, 2025 - Annual Multi-Trip Travel Insurance

Quick to answer my questions. Very efficient. Emailed back straight away.

5* StarStarStarStarStar
Tobias Gooney - April 1, 2025 - Single Trip Travel Insurance

Excellent & very helpful

Great provider of Insurance meeting all my travel needs StarStarStarStarStar
Nigel Barrow - April 1, 2025 - Single Trip Travel Insurance

Very easy to book my travel insurance on-line on the website. The few questions were relevant and easy to answer. Good value, easy to make payment and very prompt receipt of all documents. Cedar Tree has been my first go to Travel Insurance provider for a number of trips over the years.

Excellent service! StarStarStarStarStar
Trusted Customer - April 1, 2025 - Single Trip Travel Insurance

Excellent service - straight through to a very helpful call handler.

Satisfied Customer StarStarStarStarStar
Trusted Customer - April 1, 2025 - Annual Multi-Trip Travel Insurance

I've been with Cedar Tree for many years and this year had to make a claim for the first time. The claim system worked well and they were prompt with settlement - faster than my fellow travellers who had been with other insurance companies! Their telephone team are very helpful and cheerful - Nicky was delightful to deal with.

StarStarStarStarStar
Trusted Customer - March 31, 2025 - Annual Multi-Trip Travel Insurance

Great cover and returning customer discount

StarStarStarStarStar
Trusted Customer - March 31, 2025 - Single Trip Travel Insurance

Really simple to following and competitively priced

Thank you StarStarStarStarStar
Sascha Bownes - March 31, 2025 - Single Trip Travel Insurance

Excellent, fast response with friendly & great customer service. My query was resolved quickly.

StarStarStarStarStar
Trusted Customer - March 31, 2025 - Single Trip Travel Insurance

Adrian was very polite and explained everything professionally.

easy and prompt StarStarStarStarStar
Trusted Customer - March 31, 2025 - Single Trip Travel Insurance

very good easy to contact and emailed all my changers with in seconds would recommend this company to every one thankyou for being prompt.

Travel insurance made easy StarStarStarStarStar
Trusted Customer - March 31, 2025 - Single Trip Travel Insurance

Smooth transaction, good price, hope i never use you, but good to know your there if i do.

StarStarStarStarStar
Trusted Customer - March 30, 2025 - Single Trip Travel Insurance

Really easy to book, with great cover

StarStarStarStarStar
Ann Martin - March 30, 2025 - Single Trip Travel Insurance

Brilliant and easy

Exceptional customer service - Great for Travel Insurance StarStarStarStarStar
Chris Walton - March 29, 2025 - Annual Multi-Trip Travel Insurance

Exceptional customer service, Charlie was knowledgeable and quickly sorted out what I was looking for to my satisfaction. Definitely a go to for future Travel Insurance needs.

Simple & Clear Insurance StarStarStarStarStar
Ricky McNamara - March 29, 2025 - Annual Multi-Trip Travel Insurance

Really easy and simple to deal with

Great Service StarStarStarStarStar
Liane - March 28, 2025 - Single Trip Travel Insurance

So easy to book over the phone and polite and helpful staff. Great price and great cover.

Over
10 MILLION
insured

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